Helping you build the Bemidji area since 1910

Debit & Credit Cards


Prairie grass blowing in the wind with the Security Bank USA building in the background.

Security BankUSA offers the Elan Visa Credit Card and Instant Cash ATM/Debit cards for your use. Whether you are traveling around the world or in the community they are accepted everywhere Visa is accepted.


Elan Credit Card

Our Elan Visa card pays you to use it.

Elan offers competitive rates on merchant credit card services.

Do you want to earn free travel or cash rewards?

Enjoy low rates and a variety of exciting rewards with an Élan Visa Credit Card.


Instant Cash ATM/Debit Cards

Make Your Checking Account Even More Convenient

With a Instant Cash Debit Card, you can access your checking funds at an ATM or by making purchases at any merchant that honors credit cards – without ever having to write a check.

To report a lost or stolen Instant Cash ATM/Debit Card call 1-800-523-4175. If it is during business hours, please contact our bookkeeping department at 218-751-1575.

ATM's Located at:

  • Main Bank: 1025 Paul Bunyan Drive NW
  • Auto Bank: 104 Fourth St
  • Marketplace Food & Drug: 2000 Paul Bunyan Dr NW
  • Marketplace Express Gas: 2000 Paul Bunyan Dr NW
  • Cenex C Store South: 120 Convenience Ln SE, Hwy 71S
  • Sanford Convention Center and Arena: 1111 Event Center Dr NE
  • Beltrami County Adm. Building: 701 Minnesota Ave NW

To find other Instant Cash ATM machines that are surcharge free, go to www.instant-cash.com.

Mobile Banking and Mobile Deposit


Security BankUSA Mobile Banking is a fast, secure way to access your accounts from your mobile phone. Deposit your check using your smartphone. Anytime. Anywhere.

Mobile phone with Security Bank USA's logo displaying on the screen