Lumberjack Scramble
WinterShoreling

Helping you build the Bemidji area since 1910

Personal Checking

Apply for Account Online

Complete Checking Application Online [secure online form]


Account Type Opening Deposit Minimum Balance to Avoid Service Charges Monthly Service Charge Unlimited Check Writing Interest Bearing
Free Checking More $100 $0 $0 Yes No
Custom Account More $100 $100 $7 if balance below $100 Yes Yes
Custom Plus Account More $100 $0 $5 Yes Yes
Custom 50 Account More $100 $100 $4 if balance below $100 Yes Yes

Custom Checking Benefits*

  • Instant Cash Visa Debit Card &/or an ATM card for qualified applicants
  • Direct deposit for payroll, social security and dividend checks
  • Automatic savings and loan payments will automatically be transferred according to your instructions
  • Pay no fees to purchase money orders
  • Free notary service
  • We'll copy your important documents and letters free. Limit 10 copies per visit

Overdraft Privilege Service

  • Available on personal checking accounts that are maintained in good standing
  • Normal overdraft charges will apply to each item
  • Restrictions apply. Contact one of our personal bankers.


* For disclosure of interest rates, compounding and crediting and other balance information, contact one of our personal bankers at 751-1510.. MEMBER FDIC


All accounts can be accessed day and night with Security BankUSA online banking and our 24-Hour Tele-Banking.

Free Checking*

  • No minimum balance
  • No monthly service charge
  • View and print image with free online banking

Custom Account*

  • Custom Checking Benefits plus:
  • Free 1st order of Security BankUSA wallet personalized checks
  • A $7.00 monthly service charge when balance drops below $100.
  • Interest on checking account when you maintain average balance of $800.00.
  • View and print image with free online banking.

Custom Plus Account*

  • Custom Checking benefits plus:
  • Unlimited free Security BankUSA wallet personalized checks.
  • A $5.00 monthly service charge.
  • Interest on checking account when you maintain average balance of $800.00.
  • View and print image with free online banking.

Custom 50 Account*

  • Custom Checking benefits plus:
  • Unlimited Security BankUSA wallet personalized checks.
  • A $4.00 monthly service charge when balance drops below $100.
  • Must be 50 years or older to qualify for this account.
  • Interest on checking account when you maintain average balance of $500.00.
  • View and print image with free online banking.