Home Loan Types

Purchase or Refinance today with the loan
type that works best for you.

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Conventional Loan


Equity Requirement = 20% Down or 80% Loan to Value. Can be as little as 5% Down or 95% Loan to Value w/ Mortgage Insurance.

Available for 2nd Homes & 1-4 Family Investment Properties.

FHA, Federal Housing Authority Loan


Equity Requirement = 3.50% down or 96.5% Loan to Value.

Primary Residence Only.

Rural Development Loan


0% Down.

Income Driven Loan based on Guaranteed Housing Program Income.

Primary Residence Only.

1st Time Home Buyer Loan


Income Driven Loan based on MN Housing Home Ownership Income Limits.

Available to 1st Time Home Buyer.

Primary Residence Only.

Home Equity Loan


Your home has great purchasing power and the interest may be tax deductible.


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