At Security BankUSA, our customers are our highest priority.  We are strongly committed to protecting the privacy of our customers and the confidentiality of their account information.  To protect and ensure your privacy, Security BankUSA has adopted the following Privacy Policy.

Collecting and Use of Information

We collect, retain, and use information about you only where we reasonably believe that it will help administer our business or provide products, services, and other opportunities to you.  We collect and retain information about you only for specific business purposes and we will tell you why we are collecting and retaining it upon your request.  We use information to protect and administer your records, accounts, and funds; to comply with certain laws and regulations; to help us design or improve our products and services; and to understand your financial needs so that we can provide you with quality products and superior service.

Maintenance of Accurate Information

We continually strive to maintain complete and accurate information about you and your accounts.  Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us.  We will investigate your concerns and correct any inaccuracies.

Employee Responsibility to Maintain Privacy Practices

Security BankUSA emphasizes the importance of maintaining these privacy practices and principles to employees, through staff training, day-to-day management and enforcement of Security BankUSA’s Code of Ethics.  Employees are expected to follow these standards.  Disciplinary measures are taken where appropriate to enforce the importance of employee responsibility.

System Security to Protect Customer Privacy

Security BankUSA maintains system security to help protect against any unauthorized access to customer information.  These systems are designed to guard against unauthorized access and use of customer information by unauthorized individuals.  Security BankUSA works to upgrade these practices and procedures on an ongoing basis.

Restrictions on the Disclosure of Account Information

Security BankUSA does not share customer information with unaffiliated third parties with whom we have no contractual business relationship for their independent use unless (1) you give us permission, (2) it is necessary to complete a transaction, (3) the information is provided to a credit bureau or other reputable information reporting agency, (4) it is necessary to protect against fraud, comply with a subpoena or other court order, or is otherwise required or permitted by law. We do not sell information about customers to outside unaffiliated companies.

Restrictions on the Disclosure of Account Information

Security BankUSA will disclose information to third parties about your credit, your accounts, and your transaction under any one of the following conditions.  When it is necessary for completing a transaction initiated by you.  To verify the existence and conditions of the account or loan for reputable information reporting agencies.  In order to comply with a government agency directive, court order, or regulatory examination.  When you give the bank permission.  When it is consistent with your agreement or contract with the bank.  In order to protect you, your interests, the interests of the bank, or if we suspect fraud or illegal activity.

Maintaining Customer Privacy in Business Relationships with Third Parties

Security BankUSA will take steps to ensure protection of customer information.  Except as otherwise stated in the policy the bank will not sell or share customer information with third parties.  We may disclose information to other financial institutions with whom we have joint marketing agreements.

Providing Privacy Information to Customers

Security BankUSA recognizes and respects the privacy expectations of our customers.  We want our customers to understand our commitment to privacy in our use of customer information.  As a result of our commitment, we have developed this privacy policy, which are made readily available to our customers.  If you have questions, please call us at 218-751-1510 or 1-888-607-1514.

Information About Former Customers

Security BankUSA does not disclose information about former customers, except as permitted by law.