EFFECTIVE DATE: September 2, - September 8, 2010
Security BankUSA Money Market Accounts
| Minimum Balances |
Interest Rate |
APY** |
| $200,000 & OVER |
.50% |
.50% |
| $100,000 - $199,999.99 |
.45% |
.45% |
| $25,000 - $99,999.99 |
.35% |
.35% |
| $10,000 - $24,999.99 |
.25% |
.25% |
| $1,000 - $9,999.99 |
.10% |
.10% |
$10,000 minimum deposit to open a Security BankUSA Money Market account.
IRA Certificates Of Deposit
| Minimum Balances |
$1,000 - $9,999.99 |
$10,000 - $24,999.99 |
$25,000 & OVER |
| Term |
Interest Rate |
APY* |
Interest Rate |
APY* |
Interest Rate |
APY* |
| 12 Month |
|
.90% |
1.15% |
1.15% |
1.30% |
1.31% |
| 18 Month |
.90% |
.90% |
1.15% |
1.15% |
1.30% |
1.31% |
| 30 Month |
1.30% |
1.31% |
1.55% |
1.56% |
1.70% |
1.71% |
| 36 Month |
1.70% |
1.71% |
1.95% |
1.96% |
2.10% |
2.12% |
| Substantial penalty for early withdrawal |
| **Variable Rate IRAs: 1.25% / 1.26% APY |
Certificates Of Deposit
| Minimum Balances |
$500.00 - $9,999.99 |
$10,000 - $24,999.99 |
$25,000 & Over |
| Term |
Interest Rate |
APY* |
Interest Rate |
APY* |
Interest Rate |
APY* |
| 91 Day |
.15% |
.15% |
.40% |
.40% |
.55% |
.55% |
| 182 Day |
.40% |
.40% |
.65% |
.65% |
.80% |
.80% |
| 12 Month |
.90% |
.90% |
1.15% |
1.15% |
1.30% |
1.31% |
| 18 Month |
.90% |
.90% |
1.15% |
1.15% |
1.30% |
1.31% |
| 24 Month |
1.30% |
1.31% |
1.55% |
1.56% |
1.70% |
1.71% |
| 30 Month |
1.30% |
1.31% |
1.55% |
1.56% |
1.70% |
1.71% |
| 36 Month* |
1.70% |
1.71% |
1.95% |
1.96% |
2.10% |
2.12% |
| 48 Month* |
2.00% |
2.02% |
2.25% |
2.27% |
2.40% |
2.42% |
| 60 Month* |
2.15% |
2.17% |
2.40% |
2.42% |
2.55% |
2.57% |
Substantial penalty for early withdrawal |
*APY Annual Percentage Yield.*36, 48 & 60 Month Certificate of Deposit are option, which you can change the rate once during the term of the certificate. Contact an employee for further information regarding applicable fees, terms and conditions. Interest rate is paid on the entire balance. Fees may reduce earnings.
**Interest Rate and APY may change after account is opened on accounts noted(**) above.
Security BankUSA Savings Accounts
| Account |
Interest Rate |
APY* |
| Personal Savings ** |
.10% |
.10% |
| Christmas Club Savings ** |
.05% |
.05% |
| Money Market ** |
.10% |
.10% |
| HSA Account ** |
.65% |
.65% |
Security BankUSA Checking Accounts
| Account |
Interest Rate |
APY* |
| Custom Account ** *** |
.05% |
.05% |
| Custom Plus ** |
.05% |
.05% |
| Custom 50 ** *** |
.05% |
.05% |
| Now Interest ** |
.05% |
.05% |
| Regular |
N/A |
N/A |
| Sr Checking |
N/A |
N/A |
| Free Checking |
N/A |
N/A |
Canadian Exchange
*APY Annual Percentage Yield. All Annual Percentage Yields are figured on $1,000.00 balance.
** Interest Rate and APY may change after account is opened on accounts noted (**) above. Fees may reduce earnings.
Contact an employee for further information regarding applicable fees, terms and conditions.
***Minimum Balance to avoid Service Charges is $100.00.
|
