Helping you build the Bemidji area since 1910

Our Products


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Which type of insurance is right for you?


Personal Insurance

We offer insurance for the personal assets you've worked hard to attain. Our companies each have unique features that allow us to help you choose the right coverage for your:

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  • Auto
  • Home
  • Rec Vehicles (RV, ATV, snowmobile)
  • Boats
  • Motorcycle
  • Life
  • Disability
  • Liability Umbrella
  • Farm

Commercial Insurance

We can provide insurance for a variety of business types, including those that require special coverage. Our companies can provide coverage for General Liability, Employment Practice Liability, Business Property, Business Auto, and Workers Comp. Below are some of the categories of eligible businesses:

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  • Automobile Services
  • Contractors
  • Resturants
  • Community Services
  • Wholesale/Distributors
  • Social Organizations
  • Special Events
  • Non-Profit Organizations
  • Personal Appearance
  • Sports & Leisure Clubs
  • Childcare
  • Commercial Buildings
  • Work Comp
  • Retail

Our Companies

  • West Bend Mutual
  • Auto-Owners Mutual
  • North Star Mutual
  • RAM Mutual
  • Roseau County Mutual
  • Safeco
  • Progressive
  • The Hartford