Helping you build the Bemidji area since 1910

Checking


Interior shot of Security Bank USA.

Checking Accounts

Your everyday tool for purchases.

We offer many custom features, from our Instant Cash Visa Debit Card, to Overdraft Protection, Direct Deposit, and Bill Pay.


Checking Account Offerings


SIMPLY FREE eFREE SECURE PLUS
Minimum Opening Deposit $100 $25 $100
Minimum Balance to Avoid Service Charge None None $250
Monthly Service Charge None None $5
Interest Earning Checking Account No Yes* Yes*
Free Online Banking Yes Yes Yes
Free Online Bill Pay No Yes Yes with E-Statements
Free Mobile Banking Yes Yes Yes
Free Telephone Banking Yes Yes Yes
Free Debit Card (subject to qualification) Yes Yes Yes
Free Foreign ATM Fees
(Fees assessed by Security BankUSA)
Yes Yes Yes
Account Alerts Yes Yes Yes
Free eStatements Yes Required Yes
Check Images Available Online Available Online $2 per month with paper statement; available free online
Free Security BankUSA Style Checks No No 1 Box/Year or ID TheftSmart Restoration / or both for $10.00/year
Interest Rate   Variable Rate Variable Tiered Interest Rates

*If average daily balance of at least $500 is maintained

* For disclosure of interest rates, compounding and crediting and other balance information, contact one of our personal bankers at 751-1510.

All accounts can be accessed day and night with Security BankUSA online banking and our 24-Hour Telebanking

Mobile Banking and Mobile Deposit


Security BankUSA Mobile Banking is a fast, secure way to access your accounts from your mobile phone. Deposit your check using your smartphone. Anytime. Anywhere.

Mobile phone with Security Bank USA's logo displaying on the screen