Helping you build the Bemidji area since 1910

Savings


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Savings Accounts

Personal Savings, Health Savings, Money Market, IRA and Education savings. We have you covered.

Apply for your new Savings Account right here!


Certificate of Deposits

Security BankUSA pays competitive interest rates on CD's and are insured to $250,000 by the FDIC. Call toll free for current rate quotes: 1-888-761-5879 or click here for current rates.


Savings Accounts

Pays interest at a variable rate.

Account Type Opening Deposit Minimum Balance to Avoid Service Charges Monthly Service Charge
Personal Savings* $100 $100 $1 if balance
below $100
Minor Savings* $25 $0 $0
Money Market Savings Account* $1,000 $1,000 $6 if balance
below $1,000
USA Money Market Account* $10,000 $1,000 $10 if balance
below $1,000

Personal Savings*: Four withdrawals allowed per month – more than four are .25 cents each. Interest compounded semi-annually.

Minor Savings*: A FREE savings account for minors, up to age of 18, then converts to Passbook Savings. Interest compounded semi-annually.

Money Market Savings Account*: Traditional Money Market Deposit Account. Open with a $1,000 minimum opening balance and maintain $1,000 minimum balance to avoid service charges. Interest compounded and credited monthly.

USA Money Market Account*: Tiered Money Market Deposit Account. Open with a minimum opening balance of $10,000 and a minimum balance of $1,000. Interest compounded and credited monthly.

* Fees could reduce earnings on accounts. Interest rates may change on account after opening.


IRA Accounts*

  • IRA Variable
  • Roth IRA
  • Education Savings

*For disclosure of interest rates, compounding and crediting and other balance information, contact one of our personal bankers at 751-1510. All accounts can be accessed day and night with our online banking or 24-Hour Telebanking.


Health Savings Account*

Health savings accounts are for individuals and families covered by high deductible health insurance plans.

  • No set up fee
  • $100 minimum deposit
  • $25.00 transfer out fee
  • $25.00 early closing fee
  • E-statement
  • Checks or debit card
  • Pays interest at a variable rate

* Interest rate and fees may change after account is opened. Fees may reduce earnings.

Mobile Banking and Mobile Deposit


Security BankUSA Mobile Banking is a fast, secure way to access your accounts from your mobile phone. Deposit your check using your smartphone. Anytime. Anywhere.

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