Check
Out Your Options
Checking
Accounts
Your everyday tool for purchases.
We offer many custom features, from our Instant Cash Visa Debit card, to overdraft protection, Direct Deposit, and Autopay.
Apply for your new Checking Account today!
Order checks online here.
Checking Account Offerings
| Account Type | Opening Deposit | Minimum Balance to Avoid Service Charges | Monthly Service Charge | Unlimited Check Writing | Interest Bearing | |
| Free Checking | More | $100 | $0 | $0 | Yes | No |
| Custom Account | More | $100 | $100 | $7 if balance below $100 |
Yes | Yes |
| Custom Plus Account | More | n/a | $0 | $5 | Yes | Yes |
| Custom 50 Account | More | $100 | $100 | $4 if balance below $100 |
Yes | Yes |
Free Checking*
- No minimum balance
- No monthly service charge
- View and print image with free online banking
Custom Account*
- Custom Checking Benefits plus:
- Free 1st order of Security BankUSA wallet personalized checks
- A $7.00 monthly service charge when balance drops below $100.
- Interest on checking account when you maintain average balance of $800.00.
- View and print image with free online banking.
Custom Plus Account*
- Custom Checking benefits plus:
- Unlimited free Security BankUSA wallet personalized checks.
- A $5.00 monthly service charge.
- Interest on checking account when you maintain average balance of $800.00.
- View and print image with free online banking.
Custom 50 Account*
- Custom Checking benefits plus:
- Unlimited Security BankUSA wallet personalized checks.
- A $4.00 monthly service charge when balance drops below $100.
- Must be 50 years or older to qualify for this account.
- Interest on checking account when you maintain average balance of $500.00.
- View and print image with free online banking.
Custom Checking Benefits*
- Instant Cash Visa Debit Card &/or an ATM card for qualified applicants
- Direct deposit
- Automatic savings and loan payments will automatically be transferred according to your instructions
- Pay no fees to purchase money orders
- Free notary service
- We'll copy your important documents and letters free. Limit 10 copies per visit
Overdraft Privilege Service
- Available on personal checking accounts that are maintained in good standing
- Normal overdraft charges will apply to each item
- Restrictions apply. Contact one of our personal bankers.
* For disclosure of interest rates, compounding and crediting and other balance information, contact one of our personal bankers at 751-1510.
All accounts can be accessed day and night with Security BankUSA online banking and our 24-Hour Telebanking.





