Start Right,
Save With Us
Savings
Accounts
Personal Savings, Health Savings, Money Market, IRA and
Education savings. We have you covered.
Apply for your new Savings Account right here!
Certificate of Deposits
Security BankUSA pays competitive interest rates on CD's and are insured to $250,000 by the FDIC. Call toll free for current rate quotes: 1-888-761-5879 or click here for current rates.
Savings Accounts
| Account Type | Opening Deposit | Minimum Balance to Avoid Service Charges | Monthly Service Charge | |
| Personal Savings | More | $100 | $100 | $1 if balance below $100 |
| Minor Savings | More | $25 | $0 | $0 |
| Money Market Savings Account | More | $1,000 | $1,000 | $6 if balance below $1,000 |
| USA Money Market Account | More | $10,000 | $1,000 | $10 if balance below $1,000 |
Personal Savings*
- Interest compounded semi-annually
- Pays interest at a variable rate
- Four withdrawals allowed per month - more than four are .25 cents each
Minor Savings*
- A FREE savings account for minors, up to age of 18,
then converts to Passbook Savings - Interest compounded semi-annually
- Pays interest at a variable rate
Money Market Savings Account*
- Traditional Money Market Deposit Account
- Open with a $1000 minimum opening balance and maintain
$1,000 minimum balance to avoid service charges - Interest compounded and credited monthly
- Pays interest at a variable rate
Personal Savings*
- Tiered Money Market Deposit Account
- Open with a minimum opening balance of $10,000 and a minimum balance of $1,000
- Interest compounded and credited monthly
- Pays interest at a variable rate
* Fees could reduce earnings on accounts. Interest rates may change on account after opening.
IRA Accounts*
- IRA Variable
- Roth IRA
- Education Savings
*For disclosure of interest rates, compounding and crediting and other balance information, contact one of our personal bankers at 751-1510. All accounts can be accessed day and night with our online banking or 24-Hour Telebanking.
Health Savings Account*
Health savings accounts are for individuals and families covered by high deductible health insurance plans.
- No set up fee
- $100 minimum deposit
- $25.00 transfer out fee
- $25.00 early closing fee
- E-statement
- Checks or debit card
- Pays interest at a variable rate
* Interest rate and fees may change after account is opened. Fees may reduce earnings.





