Security BankUSA 218-751-1510
PO Box 1630, Bemidji, MN 56619
Copyright © 2011 Security BankUSA. All Rights Reserved.
Rates & Yields
Over 100 Years of Community Banking, Est. 1910.
Effective Date: May 23 - May 29, 2013
Security BankUSA Money Market Accounts
| Minimum Balances | Interest Rate | APY** |
| $200,000 & Over | .20% | .20% |
| $100,000 - $199,999.99 | .15% | .15% |
| $25,000 - $99,999.99 | .15% | .15% |
| $10,000 - $24,999.99 | .10% | .10% |
| $1,000 - $9,999.99 | .05% | .05% |
| $10,000 minimum deposit to open a tiered Security BankUSA Money Market account |
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IRA Certificates of Deposit
| Minimum Balances | $1,000 - $9,999.99 | $10,000 - $24,999.99 | $25,000 & Over | |||
| Term | Interest Rate | APY* | Interest Rate | APY* | Interest Rate | APY* |
| 12 Months | .15% | .15% | .30% | .30% | .45% | .45% |
| 18 Months | .15% | .15% | .40% | .40% | .55% | .55% |
| 30 Months | .45% | .45% | .70% | .70% | .85% | .85% |
| 36 Months | .45% | .45% | .70% | .70% | .85% | .85% |
| Substantial penalty for early withdrawal | ||||||
| **Variable Rate IRAs: .60% / .60% APY | ||||||
Certificates of Deposit
| Minimum Balances | $500 - $9,999.99 | $10,000 - $24,999.99 | $25,000 & Over | |||
| Term | Interest Rate | APY* | Interest Rate | APY* | Interest Rate | APY* |
| 91 Day | .05% | .05% | .15% | .15% | .30% | .30% |
| 182 Day | .10% | .10% | .25% | .25% | .40% | .40% |
| 12 Month | .15% | .15% | .30% | .30% | .45% | .45% |
| 18 Month | .15% | .15% | .40% | .40% | .55% | .55% |
| 24 Month | .25% | .25% | .50% | .50% | .65% | .65% |
| 30 Month | .45% | .45% | .70% | .70% | .85% | .85% |
| 36 Months*** | .45% | .45% | .70% | .70% | .85% | .85% |
| 48 Months*** | .70% | .70% | .95% | .95% | 1.10% | 1.10% |
| 60 Months*** | .95% | .95% | 1.20% | 1.21% | 1.35% | 1.36% |
| Substantial penalty for early withdrawal | ||||||
*APY Annual Percentage Yield.**Interest Rate and APY may change after account is opened. Fees may reduce earnings. ***36, 48 & 60 Month Certificate of Deposit are option, which allows you to change the rate once during the term of the certificate. Contact an employee for further information regarding applicable fees, terms and conditions. Interest rate is paid on the entire balance.
Security BankUSA Savings Accounts
| Account | Interest Rate | APY* |
| Personal Savings **1 | .05% | .05% |
| Christmas Club Savings **2 | .05% | .05% |
| Money Market **3 | .05% | .05% |
Health Savings Accounts
| Minimum Balances | Interest Rate | APY** |
| $25,000 & OVER | .95% | .95% |
| $5,000 - $24,999.99 | .70% | .70% |
| $2,500 - $4,999.99 | .35% | .35% |
| Less than $2,500 | .05% | .05% |
Security BankUSA Checking Accounts
| Account | Interest Rate | APY* |
| Custom Account **4 | .05% | .05% |
| Custom Plus **4 | .05% | .05% |
| Custom 50 **5 | .05% | .05% |
| NOW Interest **4 | .05% | .05% |
| Regular | N/A | N/A |
| Senior Checking | N/A | N/A |
| Free Checking | N/A | N/A |
*APY Annual Percentage Yield. All Annual Percentage Yields are figured on $1,000.00 balance.
** Interest Rate and APY may change after account is opened. Fees may reduce earnings.
Minimum balance to open account: 1 $100.00; 2 $5.00.
Minimum balance to earn APY: 3 $1,000.00; 4 $800.00; 5 $500.00
Contact an employee for further information regarding applicable fees, terms and conditions.
