Our People

Top down view of Lake Bemidji and Lake Irvine, with text that says 'Here for Good.'

Administration & Support

Business Banking

  • Portrait of Ryan Baer

    Ryan Baer 
    Chairman / CCO
    NMLS ID# 420361

  • Portrait of Carl Johnson

    Carl Johnson
    Senior VP of Business Banking
    NMLS ID# 1179345

  • Portrait of Scott Kurtzweg

    Scott Kurtzweg
    Senior VP of Business Banking
    NMLS#1918204                                                                                                                                                                  444-1567

  • Portrait of Leslie Heinonen

    Leslie Heinonen
    Credit Manager                                          Loan Support Supervisor

  • Portrait of Becky Voyda

    Becky Voyda
    Business Loan Support                    

  • Portrait of Melissa Vacek

    Melissa Vacek 
    Associate Business Lender 
    NMLS ID# 784922

  • Portrait of Tyler Smith

    Tyler Smith
    Credit Analyst

  • Portrait of Kaila Jackson

    Kaila Jackson
    Business Banking Associate

Real Estate

Consumer Loans & Personal Bankers

Bookkeeping & Proof Department


  • Portrait of Sophia Greer

    Sophia Greer
    Head Teller

  • Portrait of Elaine Johnson

    Elaine Johnson

  • Portrait of Paula Meyer

    Paula Swenson  

  • Portrait of  Gardia Powell

      Kristine Fleming 

  • Portrait of JoLynn Willis

    JoLynn Willis

  • Portrait of Dylan Hinners

    Dylan Hinners

  • Portrait of Greta Warner

    Greta Warner 

  • Portrait of Haley Burr

    Haley Burr 

  • Portrait of Sydney Rentz

    Sydney Rentz 

  • Portrait of Alena Lesmeister

    Alena Lesmeister 


Board Members

Ryan Baer  
is the Senior Vice President, CCO, and Chairman of the Board of Security BankUSA. Ryan joined the bank in 2001 and has been a director since 2006.

Tiffany Baer Paine 
is President and CEO at Security BankUSA. Tiffany joined the bank in 1993 and became a director in December of 2004.

Lois Anderson is Executive Vice President of Security BankUSA. She joined the bank in 1982 and has been a director since 1999.

Stephen Patterson
is owner of Patterson's Clothing located in downtown Bemidji. Mr. Patterson joined the board in 1995.

James Naylor
is President Naylor Property Management in Bemidji. He has been a director of the board since 1998.

Bob Fitzgerald
is Director of Operations of Kraus-Anderson's Bemidji Regional Office. He became a director on the board in 2012.

Shelly Geerdes
is CEO/General Manager of Pinnacle Publishing, LLC. She became a director on the board in 2011.


Erik Hokuf
 is the General Manager and Co-Owner of AirCorps Aviation. He became a director on the board in 2017.

John W. Baer
is a Board Advisor. He started working at the bank in 1967. He retired as President in 2013. He has been on the board since 1968.

Board Members of Security Bank USA.
Front row, left to right: Tiffany Baer Paine, John Baer, Ryan Baer.
Back row: Bob Fitzgerald, Lois Anderson, Jim Naylor, Shelly Geerdes, Steve Patterson.

Mobile Banking and Mobile Deposit

Security BankUSA Mobile Banking is a fast, secure way to access your accounts from your mobile phone. Deposit your check using your smartphone. Anytime. Anywhere.

Mobile phone with Security Bank USA's logo displaying on the screen