Checking Accounts
Your everyday tool for purchases.
Most people use their checking account almost every day. Whether it's to make a quick purchase using their debit card or writing a check to pay a bill, you need a checking account that allows you to access your money when you need it. Security BankUSA offers three checking accounts for our customers to choose from. Each of these checking accounts offers their own unique mix of features that can include things like VISA debit cards, overdraft protection, direct deposit, and bill pay. Browse our comparison chart below to see which checking account is the right choice for you. If you're ready to apply to open an account, you can get started by clicking the button below.
Checking Account Offerings
Each of Security BankUSA Checking Account offers:
- Free Mobile Banking
- Free Online Banking
- Free Telephone Banking
- Free Debit Card (subject to qualification)
- Free Foreign ATM Fees (Fees assessed by Security BankUSA)
- eStatements
- Account Alerts
| Account Features | SIMPLY FREE Checking | eFREE Checking | SECURE PLUS Checking |
|---|---|---|---|
| Minimum Opening Deposit | $100 | $25 | $100 |
| Minimum Balance to Avoid Service Charge | None | None | $250 |
| Monthly Service Charge | None | None | $5 |
| Interest Earning Checking Account | No | Yes* | Yes* |
| Free Online Bill Pay | No | Yes | Yes with E-Statements |
| Check Images | Available Online | Available Online | $2 per month with paper statement; available free online |
| Free Security BankUSA Style Checks | No | No | 1 Box/Year or ID TheftSmart Restoration / or both for $10.00/year |
| Interest Rate | N/A | Variable Rate | Variable Tiered Interest Rates |
| Open An Account | Apply Now | Apply Now | Apply Now |
*If average daily balance of at least $500 is maintained
* For disclosure of interest rates, compounding and crediting and other balance information, contact one of our personal bankers at (218) 751-1510.
All accounts can be accessed day and night with Security BankUSA online banking and our 24-Hour Telebanking